The US census of 1990, 2000 and 2010 all show that 90% of Americans retire at or below poverty income levels. Why is this you ask?  It is because there is only 1 way to retire that is to have social security, a passive income stream (like a pension) and…

I was in corporate America working sixty to eighty hours a week at a job that I really loved.  Although I was paid very well and I was under a pension system and had a 401k, I was still trading time for money. I was too busy earning a living…